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FEMA: Floods, Fine Print, and the Fiction of Climate Change

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The National Flood Insurance Program (NFIP) is, I believe, off-track. We are subsidizing (socialism) flood risk using a mid-20th century insurance framework (ancient) against 21st century climate change (reality), local politics (not national), and changing hydrology. FEMA is not actively constricting or guiding development away from high risk areas, despite this being an objective of the law. The NFIP is deeply in debt. Flood water does not care about your mortgage, zip code, income, skin color, generation, or party registration. It only cares about gravity, volume, and contours. Image generated by ChatGPT, March 2026 The NFIP is next in my series of things that surprised me about FEMA. FEMA is the Federal Emergency Management Agency, part of the Department of Homeland Security (DHS). I quit FEMA in March and wrapped up 20 years working for the executive branch of the government. See why in my  earlier post .  Flooding Every year, we experience flooding. It’s a global problem...

FEMA is the Titanic

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I have watched the entire drama unfold over the past fourteen months. My conclusion: I think FEMA is the Titanic . The Administration steered her into an iceberg on purpose and she has begun to sink. I don’t know how long she will stay afloat, but as I described in my earlier post , I abandoned the ship this month and am now rowing away in a lifeboat. I mage generated by ChatGPT, March 2026 The Analogy On January 20, 2025, the new administration launched a defined and voter-backed mandate: shrink government, cut duplication, balance the budget, and return authority to the states. These theoretically echoed the Republican Party's historic core principles.  Like many of those who gathered to watch the launch of the RMS Titanic in 1911, I was optimistic. I believe the federal government should not spend more than it generates. Why must individuals and states have balanced budgets but not the federal government? Yes, federal spending has ballooned, due to structural redundancy, bureauc...

FEMA Mitigation Grants. Is it over? (updated)

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Update : March 25, 2025: I was wrong, at least partially. Today, FEMA surprised me by publishing a Notice of Funding Opportunity (call for proposals) on grants.gov for the BRIC program. It's for $1 billion covering Fiscal Years 2024 and 2025. The project cap is now $20m. Proposals are due July 23, 2026. Let's see if I was wrong on all my predictions.  Published March 10, 2025: This is my first opinion post on things I learned while at FEMA. Apologies to the States and Cities in advance. I do not believe that the mitigation grant program, the way you expect it, will be re-instated.  Despite the lawsuits, court decisions, supposed wins, and Congressional interest on the topic of FEMA’s mitigation grants, I think it’s over. Image by Freepix What Others Say For a backgrounder on this contentious topic, see this  article . Here are some of the recent headlines, all titled against FEMA. In one sentence, FEMA cut off funding. Multiple states sued FEMA in July 2025, “won” in Dece...

I Quit FEMA Last Week

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FEMA Out. 20 years of Federal Service Over. Wow. The week I left the Federal Emergency Management Agency (FEMA), part of the Department of Homeland Security (DHS) ended up being quite a week for FEMA and DHS with the firing of Secretary Noem. In retrospect, its been a 410-day roller coaster since January 20, 2025! Surprisingly, FEMA outlasted me. I incorrectly assumed that it would be erased the way USAID was — the place where I spent a decade of my professional life. See my earlier USAID obituary . But FEMA may still follow USAID into institutional grave, another victim of this administration. Disclaimer: the views expressed in this post are solely my own, published under my first amendment rights, and may not necessarily reflect the views of the United States Government or any of its current or former federal agencies.  Image generated by ChatGPT Two Decades of Service I'm out after serving the executive branch of my country of adoption for twenty years. First was a decade with t...

Comorbidities, Faith, and Decisions

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For the fourth time (and the second time this year), I was privileged to be a part of a loved one’s transition from this worldly life and offer support to the family left behind. Being the intellectually curious person I am (and given this blog’s name), I found, in all four experiences, moments of distraction. Opportunities to set aside the realities of what all of us were feeling and experiencing and instead focus on individual articulations, faith, and actions.  Image by freepix.com Who and Where While only an infinitesimal fraction of what hospital staff, clergy, and many others have experienced, my four experiences constitute my entire universe. It’s all I have to go with. Three were in the U.S. Two were seniors (over 75) while the other two were under 40. One was Christian, the others Muslim. Three had long-term serious underlying causes; they had visibly suffered for most of the years that I had known them. All four passed in a hospital, under the care of experienced, profess...

Emulating Poet Mirza Ghalib?

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Who doesn’t know Ghalib? He’s a good poet with a terrible reputation. Although there are other excellent poets, they say Ghalib excels them. All your life, O Ghalib, you repeated the same mistake: Your face was dirty, but you kept cleaning the mirror! Three different verses by Mirza Ghalib (1797-1869), loose translation/interpretation by Michael R. Burch Mirza Ghalib Yes, I was named for this legendary south asian poet who wrote in both urdu and farsi. I have his name, his books, and have visited the Ghalib Academy and adjacent Ghalib's mausoleum in New Delhi. I would often get asked to deliver my poetry, after my namesake. My retorts have always been that I don't write poetry out of respect for his greatness and I did not want him turning in his grave. Mirza Ghalib's portrait [Wikimedia Commons] But now, half a century later, I decided to give it a shot. Here is my very first poem (updated): The wheel. Yes, it is round, But still, it’s much more as I’ve found. Tending my g...

Doubling Down on America’s Racist Past

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I live in King County, Washington. The county hosts the cities of Seattle, Bellevue, and Redmond, along with 33 other incorporated cities and towns. Ask anyone. King obviously refers to Dr. Martin Luther King, Jr. After all, its easy to find following type of comment: King County, Washington's largest county, is the first county in the nation to be named in honor of the Reverend Dr. Martin Luther King Jr. (1929-1968), the celebrated civil rights leader and advocate of nonviolence.  We see his silhouette on our buses, our government buildings, and the county flag.  Image courtesy of freepik.com But wait a minute Think about this. The county pre-dated Dr. King. Therein lies the irony. For over a century and a half, our county was actually was named after a man who stood for everything Dr. King spent his life trying to dismantle. Yes, for sure. The county has been "King County" since it was created in 1852, When the Oregon Territorial Legislature carved out this land. They n...

WITAWOPSing Bill Gates on Climate Change

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I take on Bill Gates after a two month WITAWOPS hiatus, I checked the blog statistics and found that, surprisingly, it is active. I don’t know why the uptick in traffic this month (see the graph below), but you all have inspired me to start writing again. Lets talk about climate change. Which means I have to start with this: The views expressed are solely mine, published under my 1st amendment rights. They may not reflect the views of the U.S. Government or any of its past, present, or future agencies. Someone sent me Bill Gates’ recent (October) blog post, Three Tough Truths About Climate , in which he appears to argue that we should spend money on malaria and malnutrition and not on climate change. My gut reaction, before reading the post, was shock. Save people from malaria (which Gates and others have been fighting for decades now, in fact, the U.S. military has been conducting research on it in Kenya for over decades. See their latest post “ 20 years of Army research yields hope f...

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